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American Income Life

Life insurance is a big investment in your future. When choosing a life insurance provider, you'll want to ensure that they are someone you and your loved ones can trust during an arduous time. A life insurance provider you might have heard of is American Income Life Insurance.

American Income Life Insurance comes differently than many other individuals, while they use a multi-level marketing structure. American Income Life Insurance offers many legitimate policy types, but additionally, there are some downsides to be aware of before you make a purchase. Here's what you need to understand before you sign up for American Income Life Insurance.

Is American Income Life legitimate?

American Income Life is a Better Business Bureau accredited company, since 1952, and currently posseses an A+ rating. The BBB lists a complete of 227 closed complaints against the business before three years, 90 of that have been closed within the last 12 months. The majority of complaints registered are issues with the merchandise or the client's experience with service and advertising/sales issues. A number of the complaints were specifically about issues with obtaining refunds for unwanted policies.

Along with their consumer feedback, there appears to be always a very sharp divide among current and former employees of the company. This review does not focus on the employment opportunities of American Income Life, but it had been a strange trend so it has been added here. Anyone considering employed by AI Life and interested in learning more about their legitimacy may want to do their very own research.

What to Know about American Income Life Insurance Company

Founded in 1951, American Income Life Insurance Company is targeted on offering supplemental insurance benefits to working families. Coverage will come in 49 states in the US, and the insurance company also does business in Canada and New Zealand. There are more than 6,700 AIL employees founded on the carrier's LinkedIn network.

AIL has a combined $3 billion in assets along using its subsidiary, National Income Life, located in New York. Together, the carriers have more than $46.6 billion of life insurance policies in force. 

Thanks with their impressive financial strength, American Income Life has earned itself a reputation as a stable insurance company with a strong outlook for the future. AM Best gives American Income Life a standard “A+” rating, indicating the carrier is a superior choice for insurance customers. High ratings from AM Best assure customers that American Income Life offers guaranteed, reliable coverage.

Established in 1899, AM Best is among the oldest rating companies in the world. Reviews from AM Best indicate an insurance company's financial strength and creditworthiness and are derived from comprehensive evaluations of the company's operating performance, business profile, and annual report. 

What Discounts Does American Income Life Offer?

American Income Life does not make information about its specific discounts readily available. However, an independent insurance agent can help find these details for you. Independent insurance agents work difficult to get you probably the most affordable coverage that also gets the work done right.

Conclusion

Thanks for reading my article on American Income Life. I do hope that you've gained perspective from it https://scamrisk.com/american-income-life/.

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